Medicare and Health Savings Accounts

In order to qualify to put money into an HSA, you must be enrolled in a high-deductible health plan. HDHPs have large deductibles that members must meet before receiving coverage. This means HDHP members pay in full for most health care services until they reach their deductible for the year. Afterwards, the HDHP pays a portion of the cost and the member pays a portion of the cost, such as a copayment. 

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This Tip Sheet is Intended for:

• Benefits managers designing a compensation and benefits package

• Human resource leaders

• Small business owners and fractional HR services with a limited budget and resources

Use this tip sheet to:

• Navigate Health Savings Accounts for your employees

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