Medicare and Federal Employee Health Benefits

Federal Employee Health Benefits


The Federal Employees Health Benefits (FEHB) program covers current and retired government employees and their family members. FEHB plans are administered by the Office of Personnel Management (OPM) and provide health care benefits to millions of enrollees.

If you are covered by FEHB and eligible for Medicare or will be soon, you will need to decide when or if to enroll in Medicare. Note that although the FEHB program is employer coverage, the Medicare enrollment rules are different from standard employer coverage.

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This Tip Sheet is Intended for:

  • Current and retired government employees and their families

  • Small business contractors and HR leadership with a limited budget and resources

Use this tip sheet to:

  • Navigate federal employee health benefits, rules and tips