Consolidated Omnibus Budget Reconciliation Act (COBRA)


The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a federal law that lets certain employees, their spouses, and their dependents keep group health plan coverage (coverage through an employer) for 18 to 36 months after they leave their job or lose coverage for certain other reasons, as long as they pay the full cost of the premium.

This guide explains when and how to enroll in Medicare if:

• You are 65 or older, ending employment, and are offered Medicare
• You are turning 65 soon and are currently enrolled in COBRA 

For more information, sign in to download the full guide.


This Tip Sheet is Intended for:

  • Human Resource leaders

Use this tip sheet to:

  • Educate and empower your employees on COBRA from a trusted and credible resource