The quickest way to damage your credit is to fall behind on your bills—whether it’s charges on a credit card, a car loan, your rent or mortgage, or a utility bill. A poor credit record has far-reaching implications. You may find it hard to get car insurance, credit cards or other loans. If you do get credit, you will pay higher rates. You may even get rejected if you apply for a job. So if your credit goes bad, it’s important to take steps to improve it.

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This Guide is Intended for:

• Human resource managers and leadership tasked with building a financial wellness program

Use this guide to:

• Inform employees on tips to repair and rebuild credit

• Inform employees on the importance of maintaining good credit

• Supplement your financial wellness program with trusted educational content

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